We pride ourselves on our ability to get your loan settled! We have extensive experience in all things lending, including:
Borrowing for the first time can be intimidating, we take the stress out of borrowing for first home buyers. Our Lending Managers speak in easy to understand language without the “bank jargon”. A first home buyer can obtain a home loan to purchase their first home from a variety of financial institutions so we present options and tailored solutions based on the size of your deposit and whether you wish to buy established or you wish to construct.
Investment loans can be structured in a specific way that allows you to make the most of your assets! Get it wrong and you cost yourself time, effort and $$$’s. An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle, there are always highs, lows and steady patches.
Construction lending is complex, building a home is exciting, don’t let this experience be dampened by a novice. We are construction specialists, being part one of Perth’s premier building company’s Blueprint Homes we know construction lending like the back of our hands! Firstly obtaining the right loan for you and then getting it approved is something many brokers get wrong – don’t be one of those “I told you so stories”. Let us help you build that dream home with no hiccups.
Finding the right loan for you is critical, standard variable rate homes loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates. Whatever be the case you want a home that meets your needs – we listen to you and source that home loan for you!
Ever thought about reducing your monthly outgoings with a consolidation loan? Are you getting nowhere trying to pay off that credit card? Or are you simply wanting to put in that pool you have been after for such a long time – we can help. Our specialist Finance Managers can source a personal loan in super quick time with minimal ease. Best of all we can do most of the work on the phone. Personal Loans are a popular choice for clients wishing to fulfil a particular need when you need it most!
A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.
Whether you are purchasing a car from a car dealership or by private sale we can help you with car loan. Providing you with the flexibility to shop around for the best deal, unlike dealing directly with a dealership our speedy approval process can have you in that bright new shiny car in next to no time! We take the risk out of purchasing vehicles privately to by performing PPSR and encumbrance checks on all vehicle to confirm ownership, clear title and whether the vehicle has been written off or stolen.
We also specialise in helping you secure your loan and financial freedom by offering risk, life and general insurances. Through our valued partnership arrangements we are able to offer our clients a range of different insurances to cover yourself, your loan or your asset. Call us or the office to find out more about the cover we offer.
Are you looking for a piece of machinery for your business? Are you a small business owner, a sole trader or simply a person that relies on your tools of trade to make a living? We can help expand your business, replace equipment or upgrade to ensure your business stays ahead of your competitors. Are speedy service will see you suffer no down time as we understand you and your business needs!
Imagine sunsets out on the Swan River on your new boat, an early morning motorbike ride through Kings Park or hitting the road with the family all packed up in your new Campervan or Caravan….we can bring these dreams to life! Life is too short to waste time contact us to finance your new recreation toy!
Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.